Our Comprehensive Offerings
The Medical Malpractice Joint Underwriting Association of Rhode Island (MMJUA of RI) offers comprehensive medical malpractice insurance and incidental insurance coverage for Rhode Island healthcare professionals and medical facilities. We are committed to providing exceptional products backed by outstanding service and strong financial stability.
Medical Professional Liability Insurance
MMJUA of RI provides insurance coverage for physicians, surgeons, podiatrists, chiropractors, dentists, nurses, technicians, and other healthcare professionals, with limits not to exceed $1 million per medical incident and $3 million annual aggregate. Coverage options include both occurrence or claims-made policies.
Additional coverage such as Personal Injury, Entity Coverage, Vicarious Liability, and Extended Reporting Endorsements (tail coverage) are also available. Prior Acts Coverage is offered only if your previous carrier cannot provide tail coverage.
Eligibility requirements include:
- Be licensed in the State of Rhode Island
- Operate a professional healthcare practice located in Rhode Island
- Generate a minimum of 51% of revenue in Rhode Island
Medical Facilities Professional Liability Insurance
MMJUA of RI provides insurance coverage for hospitals, skilled nursing facilities, convalescent or nursing homes, assisted living facilities, outpatient clinics, blood banks, medical laboratories, and diagnostic imaging centers, with limits not to exceed $1 million per medical incident and $3 million annual aggregate. Coverage is available on both occurrence or claims-made policies.
Additional coverage such as Vicarious Liability and Extended Reporting Endorsements (tail coverage) are also available. Prior Acts Coverage is offered only if your prior carrier cannot provide tail coverage.
To be eligible for coverage, a healthcare facility provider must:
- Be licensed in the State of Rhode Island
- Operate a professional healthcare practice located solely in Rhode Island
- Generate a minimum of 51% of revenue in Rhode Island
Commercial General Liability Insurance
MMJUA of RI provides general liability coverage exclusively to those policyholders who also purchase medical professional liability insurance from us, with limits of $1 million per occurrence and a $2 million general policy aggregate.